Get Money to Pay For Your Goals
Get your free credit report and check your credit report to help establish good credit.
Compare loans before you borrow. Is it a good idea to take out a home equity loan? What are the risks if you borrow from retirement accounts?
It can be easier to get loans from peer to peer (P2P) lending platforms than from banks or credit unions, but the same rules apply — only borrow as much as you can repay or suffer the consequences to your credit.
Protect Yourself Against Loan Scams
Protect yourself against loan scams such as car title loans and tax refund scams, and understand the true cost of payday loans.
Be sure you understand what layaway terms mean and only use layaway for things you need and can afford to pay for in the near future.