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Manage Housing Costs

single family home

How do you know if you're ready to buy a home? Consider your credit, down payment, and if owning a home makes more financial sense than renting.

Know how much house you can afford, including principal, interest, taxes and insurance. Compare realtors, home inspectors and mortgage lenders.

Understand your consumer rights and responsibilities before signing a mortgage agreement or rental lease. Be on the lookout for common real estate scams and know the steps to take in a landlord dispute.

If you're moving to another state, it's important to plan ahead. Compare costs of moving options, save receipts for taxes and get insured.

Take the time to plan out your move with this checklist because in today’s economy, moving isn’t always a choice but a fact of modern American life.

Questions to ask a landlord before you sign a lease. Consider the total cost, including security deposit, pet deposit, utilities and maintenance.

Know what it really costs to own a home including property tax, repairs, maintenance, insurance and homeowner association fees.

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