It's easy to get smarter about your money when you have a head start. These helpful worksheets cover everything from creating your first budget to assessing job offers and understanding your insurance coverage. We’ve done the hard work — all you have to do is answer a few questions related to whatever topic you want to address. Print out the worksheets to complete by hand or save on your own computer to complete electronically. Want to learn more? Check out SAM’s free online courses.