The Smart About Money website will be retiring on July 31, 2021. Learn more about this decision.


Basic Step #1
What’s Behind Your Financial Decisions?

a scale balancing a heart and brainThe first step to getting smart about money is to better understand how you feel about it. Understanding your LifeValues — the Inner, Social, Physical and Financial drivers that impact your financial decisions — can help clarify your goals and priorities.

Have you ever wondered why you feel good about spending money on vacations, but avoid saving for retirement? Or why you buy new golf clubs, but procrastinate when it comes to giving your kids an allowance? The answer may lie in your unique LifeValues and how they influence your financial decision making.

Most of us don’t realize what’s behind the thousands of financial decisions we make every year. And, if we are in a relationship, we are even less certain about why our partners make the decisions they do. Taking the quiz with your partner or spouse will enable you to better understand each other’s financial motives and priorities together.

When completing the quiz, quickly choose only one answer to each question. Be honest with yourself and remember that there is no “wrong” answer, only your personal preference.

Ready to Get Started?

Begin the LifeValues quiz.