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3: Analyze Your Circumstances

What's Your Backup Plan?

If you typically drive to work or school, then being without your car because of an accident, repairs or other damage can cause big hassles. In addition to the cost of fixing your vehicle, you also might experience costs such as lost earnings when you can’t get to work or the stress of relying on friends or family for rides. 

Which of the following are available to you if you can’t drive to work or school?

  • Bus
  • Light rail or commuter rail
  • Ferry
  • Friends and family
  • Co-workers
  • Bike
  • Walk
  • Subway
  • Taxi
  • Rideshares such as Lyft or Uber
  • Car share programs
  • Rental car
  • Other

Challenge Yourself


If you normally drive to work or school and have never tried public transportation, use an online map (such as Google Maps) or your local public transit department’s website to research which routes you would take and where you would get on and off public transit. Do a test run on a day when you’re off work or school to try it out. This even can be a fun adventure for kids or grandkids to come along with you.

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