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3: Analyze Your Circumstances

Teen Drivers

Infographic: Teen Drivers

Source: InsureU

If you have a soon-to-be driver or an existing teen driver in your household, educate yourself and your teen about making smart driving decisions. InsureU, a program of the National Association of Insurance Commissioners, suggests talking to your teens about expectations:

  • Establish a driving contract that outlines rules and consequences related to driving.
  • Set a driving curfew.
  • Limit the number of passengers your teen can have in the car.
  • Prohibit cellphone use while driving.
  • Encourage and empower your teen to speak up if he or she feels another teen driver is being unsafe. Give them words to use as a way out of the situation. 

Keep Your Teen Driver Costs Down

Check with your insurer to see if there are discounts for:

  • Enrolling your teen in driver education courses
  • Maintaining good grades
  • Raising your deductible(s)
  • Having your teen drive only the oldest family car
  • Using technologies to monitor your teen’s driving habits

Watch this video from the National Highway Traffic Safety Administration on texting and driving on YouTube.


Source: This video is content of the copyright holder. Any reference to a specific company, commercial product, process or service does not constitute or imply an endorsement or recommendation by Smart About Money.

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