If you have a soon-to-be driver or an existing teen driver in your household, educate yourself and your teen about making smart driving decisions.
InsureU, a program of the National Association of Insurance Commissioners, suggests talking to your teens about expectations:
- Establish a driving contract that outlines rules and consequences related to driving.
- Set a driving curfew.
- Limit the number of passengers your teen can have in the car.
- Prohibit cellphone use while driving.
- Encourage and empower your teen to speak up if he or she feels another teen driver is being unsafe. Give them words to use as a way out of the situation.
Keep Your Teen Driver Costs Down
Check with your insurer to see if there are discounts for:
- Enrolling your teen in driver education courses
- Maintaining good grades
- Raising your deductible(s)
- Having your teen drive only the oldest family car
- Using technologies to monitor your teen’s driving habits
Watch this video from the National Highway Traffic Safety Administration on texting and driving on YouTube.