Teen Drivers

Source: InsureU

If you have a soon-to-be driver or an existing teen driver in your household, educate yourself and your teen about making smart driving decisions. InsureU, a program of the National Association of Insurance Commissioners, suggests talking to your teens about expectations:

• Establish a driving contract that outlines rules and consequences related to driving.
• Set a driving curfew.
• Limit the number of passengers your teen can have in the car.
• Prohibit cellphone use while driving.
• Encourage and empower your teen to speak up if he or she feels another teen driver is being unsafe. Give them words to use as a way out of the situation. 

Keep Your Teen Driver Costs Down

Check with your insurer to see if there are discounts for:

• Enrolling your teen in driver education courses
• Maintaining good grades
• Raising your deductible(s)
• Having your teen drive only the oldest family car
• Using technologies to monitor your teen’s driving habits

Watch this video from the National Highway Traffic Safety Administration on texting and driving on YouTube.