Resources to help manage finances during COVID-19.
Get Smart About Money! Register for free to save your personal budgets and more, or Log In now.
Can you identify warning signs of an unscrupulous lender? Click on “Probably Trustworthy” or “Run Away!” below. The correct answer will be highlighted after you make your selection.
Overstates your income on a loan application.
Provides you with state credentials and certifications.
Has you leave a signature line blank.
Gives you a Truth in Lending pamphlet.
Asks for verification of your stated income.
Changes information you provided on the application.
Has you paying interest daily if your loan payment is late.
Puts you into a loan where the payment is due in full at the end of a short period of time.
Says there is a prepayment penalty if you pay off the loan within five years.
Presents “more paperwork” to be signed late in the process.
Email Address* NOTE: Your email address will be used as your username to log into the site.
Password* Password required - must be 7 to 14 characters and contain three of the following four types of characters: lowercase, uppercase, numbers, special characters such as [email protected]#$%^&*( ){ }[ ]
Confirm Password*
First Name*
Last Name*
Please review the Privacy Policy and Terms of Use.
Ignore
My SAM When you create an account on the SAM website, you can save articles, results of your Financial Identity Quiz and personal budget.
SAM Says Get helpful tips, articles, and ideas for addressing the financial questions and decisions in your life delivered to your inbox quarterly.
SAM on-the-go! Sign up for SAM's FREE text messaging program and receive financial tips (one tip per week) sent directly to your mobile phone.
Mobile Number *
Pricing: No charge from SmartAboutMoney.org. Message and data rates may apply.
Reply HELP for help, Reply STOP to cancel.
SAM won't ask you for personal banking or investing account information.