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Can you identify warning signs of an unscrupulous lender? Click on “Probably Trustworthy” or “Run Away!” below. The correct answer will be highlighted after you make your selection.
Overstates your income on a loan application.
Provides you with state credentials and certifications.
Has you leave a signature line blank.
Gives you a Truth in Lending pamphlet.
Asks for verification of your stated income.
Changes information you provided on the application.
Has you paying interest daily if your loan payment is late.
Puts you into a loan where the payment is due in full at the end of a short period of time.
Says there is a prepayment penalty if you pay off the loan within five years.
Presents “more paperwork” to be signed late in the process.
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