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3: Analyze Your Circumstances

Recognize Your Enrollment Period

The open-enrollment period is your chance each year to change your health care plan. If you miss the open-enrollment period, you usually can’t make changes unless if you have a “qualifying event” such as marriage, a new baby or losing your existing coverage.

Use these guidelines when reviewing your coverage during open enrollment:

Open Enrollment Guidelines

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My Open-Enrollment Period

Do you know when you can make a change to your health care coverages? Check your knowledge by answering the following questions. Click your answer(s) below to take the quiz. Your replies are anonymous and we do not share or save your personal information. Please see our Privacy Policy and Terms for further information.

Medicaid and Children’s Health Insurance Program (CHIP) accepts enrollments anytime during the year.

  • True
  • False

The open-enrollment period for an employer plan is ________.

  • the first week of January each year
  • the same time as those for government plans
  • defined by the company

Medicare open enrollment (annual election period) occurs ________.

  • the first week of June each year
  • from October 15 to December 7 each year
  • between December 1 and December 31 each year

The Health Exchange (Marketplace) open-enrollment period usually begins each year on November 1.

  • True
  • False

An employee who is eligible for COBRA coverage must be given at least ________ days from the date of the election notice to take COBRA coverage.

  • 30
  • 60
  • 90
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