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1: Introduction

Make a SAM Plan for Health Care Costs

Now that you have an estimate for your annual health care spending, consider the following questions.

  • How often do you visit a doctor, need emergency services, get new contacts or glasses, have your teeth cleaned or seek alternative care?
  • Do you know what costs your health plan covers and what you might have to pay on your own?
  • Do you have money set aside to cover your portion of health care costs this year, next year and in the future?
  • Do you have a plan for paying for health care in case you lose your health plan benefits or have a major life disruption?

Planning for health care spending is complex. Use these SAM action steps to guide you.

  • Size up your current health care needs, costs and coverages.
  • Analyze your circumstances related to understanding health care decisions and managing your health care costs.
  • Make a game plan to cover the costs of health care needs.
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