Scrutinize coverages for inpatient, outpatient, home health, skilled nursing care and durable medical equipment. Most health care policies will not cover long-term care; these policies are usually purchased separately.
Stay In-Network for Cost Savings
Never assume you are in network. Always check by calling the number on the back of your insurance card. Doctor’s offices deal with many patients and insurance carriers, so make the call for yourself to avoid mistakes and avoid costly surprises.