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2: Size Up Your Situation

Establish Your Health Care Coverage Must-Haves

Unless you are paying with cash or a government-funded program, you will want to evaluate insurance coverage options.

Create a Health Condition Checklist

Complete this checklist to guide your insurance or other health cost payment options. Consider your own needs and those of anyone else in the household who shares your insurance. Save it to your desktop and revisit it annually.

  1. List medications or other goods and services you need to maintain your health. You might also list any coverages you currently have with your health plan(s).
  2. Mark each item listed regarding its necessity. For example, someone with diabetes might mark insulin coverage as a “must-have.”
  3. Make any notes about costs or other information you need to research before making a decision about insurance coverage.

Complete a checklist for each person in your household and for all types of health care (e.g., medical, dental, vision, etc.).

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