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2: Size Up Your Situation

Appraise Your Financial Well-Being

What is your present level of satisfaction with your financial well-being? Use the scale below to quickly score your current financial state.

Type in the boxes whether you Agree, Somewhat Agree or Disagree with each statement thinking about how much it applies to you.

  1. Because of my money situation, I feel like I will never have the things I want in life.  

  2. I am just getting by financially.   

  3. I am concerned that the money I have or will save won’t last.   

  4. I have money left over at the end of the month.   

  5. My finances control my life.   

*Based on a Financial Well-Being Scale from the Consumer Financial Protection Bureau (CFPB)

Are you satisfied with your answers?

Your financial well-being will fluctuate with many things including your age, family situation, employment, lifestyle and values. There is not a specific good or bad financial well-being— it depends on your own definition for the term and your level of satisfaction. As you complete this course, you will discover ways to change some of your answers.

Rank Your Income

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Click your answer(s) below to see how you compare with other SAM users. Your replies are anonymous and we do not share or save your personal information. Please see our Privacy Policy and Terms for further information.

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Your selection depends on which needs are foremost in your mind right at this very moment. Tomorrow you might have a different answer. So, it’s OK to respond that your income is inadequate at this precise moment. The important thing is to understand how you feel and use this course to learn strategies for increasing your feeling of financial well-being.

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