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2: Size Up Your Situation

Need No. 3: Car Repairs

It happens to everyone. You’re cruising along in your daily routine, living within your means, when emergency car repairs strike. And they strike hard.

On average, auto repairs cost drivers 4 percent of the yearly cost to own their vehicles, according to Consumer Reports. So, even if you drive one of the least expensive cars to own, you still could be looking at hundreds of dollars per year in maintenance and repair costs. 

Throw in a few common emergencies — blowing a tire, overheating or killing your battery — and that number quickly can increase beyond your budget.

Transportation issues list

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