3: Analyze Your Circumstances

Examine Your Spendster Habits

When you examined your expenses, you probably found areas where money is “leaking” — disappearing with nothing to show for it. These spending leaks mean less money available for savings.

These Spendsters might help you think about ways to make other changes so you can reallocate money to build your emergency fund. See other spending stories on


How Would You Fare?

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In a recent study by the Federal Reserve Board, half of the respondents said they would “save some and spend some” if they received an unexpected $1,000.

Infographic regarding spending habits
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