Spending and Saving Resources

Computer helpAre you in a saving and spending crisis? Or maybe you’re just looking to go deeper into this topic? There are many free and low-cost resources available to help you. Here are a few:


Just as you would call 9-1-1 in an emergency, you can call 2-1-1 ( from anywhere in North America using your phone or computer to speak to a specialist in your community who can help you find a variety of free services including:

  • Disaster and emergency help
  • Housing and food assistance
  • Employment and education opportunities
  • Help starting a business
  • Help for special groups such as veterans and victims of domestic abuse

National Foundation for Credit Counseling

Get free or low-cost counseling to help you get out of a financial crisis or improve your money management. Visit or call 1-800-388-2227 to connect with these and other types of financial guidance:

  • Debt counseling
  • Bankruptcy counseling
  • Homeownership counseling
  • Reverse mortgage counseling
  • Student loan debt counseling

America Saves

Get help reaching your saving goals with tools and inspiration from America Saves (, including calculators to estimate your personal wealth and home wealth.

American Savings Education Council (ASEC)—

Visit to calculate savings goals, savings potential, compound interest, earnings from potential investments and more.

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