Size Up Your Situation

Think about your comfort level with the decisions you’ve made to this point related to insurance. Rate yourself on the following using the Insurance Plan Worksheet.

• What is the level of risk in your life? 
• Do you or family members have health needs that regularly must be addressed? 
• Do you engage in risky hobbies or behaviors? 
• How confident are you that you could cover financial losses from a catastrophic event? 
• Do you worry that you would be financially stressed in the event of a disaster?
• How much do you have in emergency savings to cover mishaps or medical costs? 
• For what period would your savings cover your expenses? 
• How satisfied are you with your current insurance company, agent or plan(s)? 
• Would an adjustment to any one of these save you money or make you feel more secure?