Medicare and Medicaid
At most jobs, you make contributions to Social Security and Medicare out of every paycheck. This allows the government to provide health insurance assistance to people who might have difficulty finding it elsewhere.
For example, every state runs a Medicaid (Medicaid.gov) program which, in partnership with the federal government, offers affordable health coverage to Americans with disabilities, income-eligible pregnant women, individuals with very low incomes and some people with children.
Medicare (Medicare.gov) is the federal health insurance program for people 65 and older. It also covers some people with disabilities and permanent kidney failure.
- Medicare Part A offers hospital insurance;
- Part B offers medical insurance;
- Part C combines Parts A and B and is offered by private companies that contract with Medicare; and
- Part D offers prescription coverage.
Applying for Medicaid/Medicare:
- Find out about Medicaid eligibility in your state or Medicare options available to you.
- If you don’t qualify, investigate other low-cost insurance options using the HealthCare.gov insurance finder.
- If you still can’t find coverage, visit a community health care center in your area, which will charge you on a sliding scale based on your income.