10 Basic Steps

1 What's behind your financial decisions
What’s Behind Your Financial Decisions?

The first step in getting smart about money is digging deep to better understand how you feel about it. When you have an understanding of your LifeValues -- inner, social, physical and financial --you can better understand your goals and priorities and, in turn, how they impact your financial decisions.

Have you ever wondered why you feel good about spending money on vacations, but avoid saving for retirement? Why you buy new golf clubs, but procrastinate when it comes to giving your kids an allowance? The answer may lie in your unique LifeValues and how they influence your financial decision-making.

Most of us don’t realize what’s behind the thousands of financial decisions we make every year. And, if we are in a relationship, we are even less certain about why our partners make the decisions they do. Taking the quiz with your partner or spouse will enable you to better understand each other’s financial motives and priorities together.

When completing the quiz quickly choose only one answer to each question. Be honest with yourself while taking it and remember that there is no “wrong” answer, only your personal preferences.

Ready to Get Started?

Thank you for signing up! Once a month, look for the latest edition of SAM Says in your email. SAM Says provides you with the tips and tools you need to stay on top of your financial wellness.

Resource Library

  • Search the database for hundreds of noncommercial guides and tools providing in-depth information on a variety of money management topics.

    Go to the Resource Library

Search Our Library

Resource Type:


This Months Poll