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Financial TipMake more than the minimum payment on your credit card bills. If you can, pay them in full every month.

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Credit & Debt

Having debt hanging over your head can be a stressful ordeal even in good economic times. In a troubled economy, it’s much more challenging.

You can increase your future credit health by taking steps to resolve your current debt crisis, reducing credit card and consumer debt overall, sticking with safe and cost-effective credit options, and avoiding credit traps.


Having debt hanging over your head can be a stressful ordeal even in good economic times. In a troubled economy, it’s much more challenging.

You can increase your future credit health by taking steps to resolve your current debt crisis, reducing credit card and consumer debt overall, sticking with safe and cost-effective credit options, and avoiding credit traps.


solving credit card and debt problems:

Debt Collectors Are Calling Me What Can I Do?

It’s bad enough to be in debt and know you’re missing payments. What’s worse is when debt collectors start calling and asking when you will pay off this debt...read more » 

I Can't Pay My Credit Card Bills and Need to Raise Cash Fast

By acting now, you can minimize the damage to your credit rating and start digging out of debt...read more »

I've Missed a Credit Card Payment

Take these steps to help minimize the damage done...read more »

I'm Worried I Might Not Be Able to Pay My Bills in the Future

What to do if something changes and you get behind on payments...read more »

I Need to Get a Loan: What Are My Credit Options and What Do They Mean?

How credit options can affect your financial health...read more »

How Can I Restore My Credit? 

During the financial crisis, your credit rating may have been damaged, learn how to get back on track...read more »

What Should I Know About Credit Card Fraud?

Your credit can be quickly damaged — or even destroyed — if you become the victim of identity theft...read more »

Debt Collectors Are Calling Me What Can I Do?

It’s bad enough to be in debt and know you’re missing payments. What’s worse is when debt collectors start calling and asking when you will pay off this debt...read more » 

I Can't Pay My Credit Card Bills and Need to Raise Cash Fast

By acting now, you can minimize the damage to your credit rating and start digging out of debt...read more »

I've Missed a Credit Card Payment

Take these steps to help minimize the damage done...read more »

I'm Worried I Might Not Be Able to Pay My Bills in the Future

What to do if something changes and you get behind on payments...read more »

I Need to Get a Loan: What Are My Credit Options and What Do They Mean?

How credit options can affect your financial health...read more »

How Can I Restore My Credit? 

During the financial crisis, your credit rating may have been damaged, learn how to get back on track...read more »

What Should I Know About Credit Card Fraud?

Your credit can be quickly damaged — or even destroyed — if you become the victim of identity theft...read more »

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