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Economic Survival Tips

Preparing for Job Changes
Credit & Debt
Housing & Mortgage
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ECONOMIC SURVIVAL TIPS

loans should be for items you truly need

Loans should be for items you truly need, not want. Once you’ve separated needs from wants, you can determine the best financing option for your situation.

Financial Tip

Purchase long-term care insurance if you don't already have it.

home › economic survival tips › Credit & Debt › I Need to Get a Loan: Credit Options

I Need to Get a Loan: What Are My Credit Options and What Do They Mean?

Income and Employment

While it’s a good idea in general to avoid credit and loans, some things in life, such as a house or car, are difficult to get without a loan. The tighter money gets, the more you may be tempted to take out a loan. Before you sign for a loan, learn about credit options and how each one can affect your financial health.

loan options:

Good and Not-So-Good Debt

Do you have good debt or bad debt? Tips to help determine the type of debt you have...read more »

Lower-Expense Credit Options

Learn more about lower expense credit options...read more »

Medium-Expense Credit Options

Some loans can be more expensive than others...read more »

Credit Options to Avoid

Even in these tough times, avoid these type of loans...read more »

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