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Lend an Educated Hand
As you count your blessings this holiday season, you may find yourself in a charitable mood. Last year 96 percent of our SAM readers said they were giving to charity in some way. If you are in a position to give, create a charity strategy to make your giving work for you.
Choose and prescreen your charity. Find a cause that you and your whole family can get behind, and be sure you agree with the way it collects and distributes funds.
Decide how much you can donate. Create a holiday spending budget to include charitable giving. If your budget does not allow, consider donating your time, talents, or household items.
Put on your blinders. Once you’ve decided on your budget and charity, politely decline additional requests at the checkout counter, your workplace, or while shopping.
More tips for a safe and successful charity strategy>>
How did others answer Sillygirl? Find out in the SAM Community.
Q: With finances the way they are nowadays, should we working class people be giving money to charity? If you do/still do, how much do you give? How do you determine which charity to give to/will use your money the best? I want to continue to give to my charities, but I really cannot afford it. Please tell me what you all think. — Sillygirl
A: Charity doesn't necessarily mean giving money. Time is important, too. Donate your time to Boys Scouts, Girls Scouts, Big Brothers/Big Sisters, Habitat for Humanity, local schools or youth sports teams, churches, mosques, synagogues, etc. Sometimes the biggest impact can be had in your own neighborhood. — OldManYoungClothes
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