FEBRUARY 2011

Find Financial Support on SAM and at Home

Reaching financial goals or dealing with financial challenges on your own or as a family can be challenging. But with the new SAM Community, you can get the support you need! Whatever your current financial situation, your peers at the SAM Community can offer advice, tips and financial experiences that can help. In turn, you can offer your support and share your financial wisdom all in a safe online environment.

Being a part of the SAM Community provides an open forum for you to have an honest conversation about money.

Keep the conversation going.

Having money troubles in your relationship? You're not the only one.

• Open the lines of communication to resolve the issue.

• Find out what’s behind your partner’s financial decision making.

When money is tight, be honest about your struggles with loved ones.

• Talk to your kids about cutbacks.

• Discuss spending issues with your partner.

Plan for life’s big moments in advance:

• Ensure a smooth transition by discussing your finances before you move in together.

• Take into account the merging of assets when planning a wedding.

• Get your financial house in order if you are adding a member to the family or having a baby.

Talk to your children about money. Give your kids an early education in finance.

• Teach young children about the value of money, saving and credit.

• Prepare your child for college by helping him or her manage money responsibly and get a grip on living expenses.