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home › Who We Are › Newsletter › 2011 › August 2011

August 2011

 
 

Home-School Your Children in Financial Basics

Parents are rejoicing, and kids may be wincing, because the beginning of a new school year is drawing near. Don’t rely on your child’s school to provide his or her entire financial education; discuss money management basics as he or she grows up with age-appropriate lessons from SAM.


Make learning fun. Sort like coins, play a game of store, and use an allowance to teach young children about spending and saving. More tips for 2- to 7-year-olds>>


 

Use real-world examples. Discuss your family’s household expenses, share past spending mistakes, and help your child open his or her own bank account. More tips for 8- to 18-year-olds>>


 

Create a budget with your college student. List living and education expenses, and decide what each of you is responsible for paying. More tips for adult children>>


 
Community Question

Q: Does it make sense not to pay allowance? After all, shouldn't the kids work to keep the house running smooth? — Oscar

A: Of course you give them allowance—if they earn it. How are your children going to survive in the real world if they grow up in make-believe land? They should know that their efforts will determine their wealth—and a little bit of luck.
— Daddy_Warbucks

Have additional advice for Oscar? Share on the SAM Community.


 

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Blown away by back-to-school expenses?

Tips to save>>

 

What financial skill is most important to teach children?

View our poll>>

 

When did most of you open your first 401(k) or other retirement plan?

View poll results>>

 

SAM’s family of resources:

Plan for retirement at myretirementpaycheck.org.

Confess your bad spending habits at spendster.org.

Make sure your kids are learning financial basics in high school and college.

 

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