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Address Your Spending this Holiday Shopping Season
Black Friday is just around the corner; is your wallet prepared for the holiday shopping season? November is the perfect time to address and improve your spending habits. Before you head to the mall, scan these savvy shopping tips from SAM.
Avoid a holiday shopping hangover.
• Set and stick to a budget, pay with cash, consider gift exchanges. Read more>>
• Comparison shop and forgo extras like expensive wrapping paper and bows. Read more>>
• Consider layaway, which allows you to make affordable payments over time. Read more>>
Feeling overwhelmed? Get organized. Monitor your family’s cash spending, manage your bills, and look at the big picture.
Think you have a shopping problem? If overspending is a regular occurrence for you, recognize the signs and take action.
Learn from other spenders. Watch others’ confessions of regretful purchasing decisions and clear your conscience of your own spending slipups.
Do your kids and/or grandkids understand the difference between wants and needs?
When did most of you start your holiday shopping?
View our poll >>
How many of you use a household budget on a regular basis?
View poll results >>
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SAM’s Family of Resources:
Plan for retirement at myretirementpaycheck.org.
Confess your bad spending habits at spendster.org.
Make sure your kids are learning financial basics in high school and college.
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