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Conquer Your Holiday Season Stresses
✓ Do you dread holiday planning and crowds at the mall?
✓ Feel like you always overspend on the “perfect gift” only to drop even more on wrapping supplies and shipping?
✓ Do you forget someone on your list each year, prompting a last-minute charge on your credit card?
Although most of you already have started your holiday shopping, the season still can get out of control with holiday entertaining, decorations, and travel. SAM’s gift to you this holiday season: a handy holiday planning tool to help you get organized and survive the rest of the season—personally and financially.
• Download in Microsoft Excel
• Download in Microsoft Word
SAM’s Holiday Survival Guide
69 percent of people don’t use a budget for holiday shopping.
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What will you give to charity this holiday season?
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SAM’s Family of Resources:
Plan for retirement at myretirementpaycheck.org.
Confess your bad spending habits at spendster.org.
Make sure your kids are learning financial basics in high school and college.
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