What do you wish you would’ve known when you were younger? Everyone has something—most people have a whole list. When you’re just starting out, you make decisions based on your limited knowledge of the world and learn from the consequences. But what if you had a little help? That’s where On Your Own comes in.

Wall StreetLatest Post: April 23, 2015

Risky Business: How I Started Investing in the Stock Market

If you're thinking about investing in the stock market, but don’t know how to get started, check out these tips from a first time investor.

10 Basic Steps

Take the First Step

Ten Basic steps to help you get started and get smart about your money.

1
What's behind your financial decisions

What's Behind Your Financial Decisions

Before you create a budget or make spending cuts, take the LifeValues quiz to determine what it is that you value most.

2
Organize your documents before you start planning

Get Organized

Tips on managing not only your financial documents, but also your time.

3
Keep track of your expenses to find spending leaks

Know Where Your Money Goes

Keep track of your expenses and find your spending leaks.

4
Know where your money goes before you reorganize your finances

Shop Smarter

Making smarter spending decisions is another way to "find" money without actually making more.

5
Shop smarter and increase your purchasing power. Make your money go further.

Review and Reduce Your Debt

Identify the debt you have and use these tips to pay it off.

6
Review and reduce your debt with 10 basic steps

Build a Strong Credit Report

Maintaining a strong credit report can help you in a number of ways.

7
Build a strong credit report

Save For Your Future

One of the best and easiest ways to save money and start a strong retirement income planning program is to pay yourself first.

8
Save for your future

Set Financial Goals

Whatever your goals might be, you have a better chance of achieving them if you write them down.

9
Create a spending plan that works for you

Create a Spending Plan

One of the best ways to make sure your daily spending habits don't overwhelm your goals is to create a spending plan.

10
Invest money to reach your goals

Invest Money to Reach Your Goals

For longer-term objectives, one of the best ways to watch your money grow is to invest.