What do you wish you would’ve known when you were younger? Everyone has something—most people have a whole list. When you’re just starting out, you make decisions based on your limited knowledge of the world and learn from the consequences. But what if you had a little help? That’s where On Your Own comes in.
Bill Bernstein started saving for his retirement almost by accident. He tells why you need to pay yourself first and often. (or Sell Out)
5 Reasons You Need and Emergency Fund
Is Debt Consolidation Right for You?
A retirement paycheck is a practical way of thinking about how you will pay yourself during your retirement years.
This worksheet helps you track your spending for a month.
Thinking of increasing your 401(k) contribution? Use this calculator to help compare your what-if scenarios.
Know the red flags of fraud to protect yourself.
Read Ann's story of being hooked into a vicious cycle of payday loans.
Search the database for hundreds of noncommercial guides and tools providing in-depth information on a variety of money management topics.
Ten Basic steps to help you get started and get smart about your money.
Before you create a budget or make spending cuts, take the LifeValues quiz to determine what it is that you value most.
Tips on managing not only your financial documents, but also your time.
Keep track of your expenses and find your spending leaks.
Making smarter spending decisions is another way to "find" money without actually making more.
Identify the debt you have and use these tips to pay it off.
Maintaining a strong credit report can help you in a number of ways.
One of the best and easiest ways to save money and start a strong retirement income planning program is to pay yourself first.
Whatever your goals might be, you have a better chance of achieving them if you write them down.
One of the best ways to make sure your daily spending habits don't overwhelm your goals is to create a spending plan.
For longer-term objectives, one of the best ways to watch your money grow is to invest.
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