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	Life Events & Financial Decisions Major Life Events Moving in With a Partner Cash Flow Management Taxes Insurance Property Ownership Retirement Planning With Your Partner Marriage Wedding Planning Joint Goal Setting Establishing Financial Accounts Filing Income Taxes Coordinating Employee Benefit Plans Reviewing Retirement Plans Having Children Pregnancy New Parents Guide Foster and Adopted Children Disabled Children Other Financial Issues Buying a Home Saving for a Home First Home Purchase Home Repurchases Home Maintenance Divorce Dividing Assets and Debts Cash Flow Management Retirement Benefits Insurance Tax Considerations Estate Planning Remarriage Communication Is Key Money Management Children and Stepchildren Child Support Issues Ex-Spouse Issues Planning for Retirement Calculate Retirement Savings Catch-Up Strategies Create a "Retirement Paycheck" Get Your Retirement Plan Back on Track Death and Dying Planning for Death Planning for a Funeral Death of a Relative Starting Off Right All About Credit Savings Start Saving Today Tax Deferred Savings Protect Your Assets with Insurance Income Tax Planning Health and Family Support Health Insurance Health Insurance Tips Addictions and Finances Disability Insurance Aging Parents Proactive Plans Costs of Caregiving Moving in with their Children Living in an Assisted Living Facility Helping a Parent Financially Death and Dying Planning for Death Death of a Relative Planning for a Funeral Wills and Estates Importance of Estate Planning Planning for Estate Taxes Wills Gifts and Inheritances Powers of Attorney Education and Careers Jobs and Benefits Career Transitions Relocation Unemployment Managing Job Benefits Retirement Savings When Planning a Job Change pt1 Retirement Savings When Planning a Job Change pt2 College Planning Saving for College Calculate College Savings Savings Plans Financial Aid Catch-Up Strategies Military Service Active Duty Deployment Financial Planning Planning a Major Purchase Buying a Home Saving for a Home First Home Purchase Home Repurchases Home Maintenance New Car Buying Used Car Buying Car Leasing Big Ticket Items Crisis and Emergencies Theft Natural Disasters Emergency Preparedness Identity Theft Terrorism Tackling Medical Expenses

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home › Life Events & Financial Decisions › Major Life Events › Marriage › Coordinating Employee Benefit Plans

Coordinating Employee Benefit Plans With Your Spouse

Compare the costs and benefits of each spouse’s employee health insurance plans.
Sometimes, it is cheaper for each spouse to retain their individual employer-provided benefits, at least until family coverage is needed for a newborn child.
In other situations, one spouse’s benefit plan is clearly superior to the other and it makes sense to consolidate coverage and name the spouse with less-desirable benefits as a covered dependent.
Ask your respective human resources departments for assistance in evaluating your employee benefits, if needed


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Life Events & Financial Decisions

Financial Tip

Coordinating Employee Benefit Plans With Your Spouse

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