What do you wish you would’ve known when you were younger? Everyone has something—most people have a whole list. When you’re just starting out, you make decisions based on your limited knowledge of the world and learn from the consequences. But what if you had a little help? That’s where On Your Own comes in.

Latest Post: April 2, 2014

Before You Sign on the Dotted Line

Tips for Signing Leases, Gym Contracts, Phone Agreements, and More

Hot Topics

Hot Topics

Browse the articles below as they relate to current events and some of the most common issues facing consumers today.

New Year, New Beginnings

If you are one of the millions of Americans who have resolved to get out of debt and control your spending in the New Year, we have the resources you’ll need.

Love & Money

When establishing a new life with your partner, one of the first things you should talk about is money.

Identity Theft

Having your identity stolen and becoming a victim of fraud can wipe out years of savings and assets and threaten your future security.

Tax Time

Whether you’re an early bird or an April procrastinator, there’s a lot to be aware of. Remember, changes in your life and personal financial goals will affect how you file your taxes.

Ready for Summer?

Spring is here and summer is just around the corner. Whether you’re planning an exotic getaway (or plan to “get away” in your own backyard), SAM has tips to help you organize and prepare for warm weather fun.

Diminished Capacity

As people get older their mental financial capacity tends to dwindle. Discussing the future with your loved ones doesn't have to be a challenge. Take the necessary steps today to prepare both you and your parents legally, financially and emotionally for the journey to come.


Parents provide the most influence on their child's financial knowledge, attitudes, and behaviors. So, whether your child just graduated from high school or will be home soon from college for summer break, now is the perfect time to help him or her learn to manage money and exercise wise financial decision making.

Back to School

Back-to-school time is a big deal—for your family and your wallet. Now is the time to discover how to prepare for the expenses of the future, how best to access your money for education costs, and how to teach your child financial responsibility that comes with adulthood.

Work and Money

Work and money go hand-in-hand. Use these tips to help protect your income and maximize your benefits.

Holiday Spending Guide

Help prevent that post-holiday financial hangover by following these holiday shopping tips.