What do you wish you would’ve known when you were younger? Everyone has something—most people have a whole list. When you’re just starting out, you make decisions based on your limited knowledge of the world and learn from the consequences. But what if you had a little help? That’s where On Your Own comes in.

A New Generation of Artists Proves They Don’t Have to Starve (or Sell Out)
Latest Post:September 17, 2014

Making Art and Making Money

A New Generation of Artists Proves They Don’t Have to Starve (or Sell Out)

NEFE’s High School Financial Planning Program Turns 30!

Since 1984, HSFPP has reached nearly 109,000 instructors and 11.5 million students.

On Your Own

There is no formula for financial success—everyone has to find their own way. And if you’re just starting out, we want to help you find yours.

My Retirement Paycheck
Whether you have saved a lot or a little for retirement, make the money you have go further by making informed decisions. My Retirement Paycheck shows you how.
My Money Toolbox
Create a free account and use the toolbox to create your own personal budget, save your favorite articles, flag helpful resources,and join our forum.


Basic steps to help you get started and get smart about your money


I'd like help on:


Create an Account?

Make the most of your Smart About Money experience—create a personalized account for free—and access the My Money Toolbox.

  • Online budgeting tools

  • Get answers to your personal finance questions

Forum for learning about financial planning


Kids & $

Posted by ejtay Tuesday, September 23 at 1:42 PM

I have seen specific systems where parents attach money and a specific chore to a clip board type th...

holiday spending

Posted by ejtay Tuesday, September 23 at 1:36 PM

This is great! I will definitely be using this site for the holidays this year. I seem to always blo...

About Smart About Money

Nonprofit. Noncommercial. Unbiased.

or SAM, is a program of the National Endowment for Financial Education (NEFE) a nonprofit national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life.

SAM is a free, unbiased resource where you can find articles, resources, calculators and tips to help you manage your money through life's ups and downs.

Read all articles about financial planning


Search by Keyword